Browse all 44 of our guides below — from car and health insurance costs to Medicare, flood cover and life insurance comparisons. New guides are added daily, and every article is written to answer one question well: what does this mean for your wallet, and what should you do next?
Got a DUI? Learn how much car insurance costs after a DUI conviction, how long rates stay high, SR-22 filing requirements, and how to find affordable high-risk
Oklahoma voters pick a new insurance commissioner on Nov. 3 amid a homeowners insurance crisis — average premiums over $5,300 a year and a new rate-oversight
Vermont approved just a 3% rate hike for 2027 while Arizona faces a 29% increase — the widest state gap on record.
A new Bloomberg Intelligence analysis finds the average home insurance premium now exceeds the average property-tax bill in two-thirds of US counties.
UK home insurance prices fell 4.4% in a year per Defaqto data (Oct 2026), but subsidence claims hit records after the hottest summer on record.
Self-employed with no employer safety net? Learn how disability insurance works for freelancers: costs, own-occupation definitions, waiting periods, and how to
How much does long-term care insurance cost in 2026? Real premium ranges by age, what triggers benefits, why prices keep rising, hybrid alternatives, and when
Florida's Citizens final flood insurance phase takes effect January 1, 2027: every Citizens home policy with wind coverage must be backed by flood insurance
Best pet insurance options and costs for cats in 2026. Compare accident-and-illness vs accident-only plans, typical monthly premiums, pre-existing condition
NABIP sued CMS on October 17, 2026 over its freeze on new ACA broker registrations, weeks before Nov. 1 open enrollment.
A new car insurance affordability index published October 17, 2026 ranks Louisiana the most burdened state and New Hampshire the least.
What gap insurance is, what it typically costs, and whether you need it for a new car. Learn who benefits most, who can skip it, and how to buy it without
Stand announced a $70M Series C at a $1B valuation on Oct 15, 2026, growing insured property 10x to $10B.
Washington's updated claims-handling rules take effect October 18, 2026: insurers can no longer deny claims based solely on databases or estimating software
Freelancer? Learn which business insurance you actually need, what it typically costs, general vs professional liability, and how to buy cover without overpaying.
On October 14, 2026, the IRS proposed rules that would cut off the Premium Tax Credit for certain lawfully present immigrants starting in 2027.
The ABI says UK insurers detected £1.34bn of fraudulent claims in 2025, up 14%, with fewer but bigger cases — motor fraud alone was £625m.
Hurricane Isaias caused an estimated $3B in insured losses after its Category 2 landfall near Destin, Florida on Oct 9, 2026.
What flood insurance costs in Florida in 2026: typical NFIP and private prices, what drives your premium up or down, who actually needs it, and how to pay less.
SSA announced a 3.6% cost-of-living adjustment for 2027 on Oct 14, 2026 — about $75/month on the average check.
Which? found a median APR of 26.2% on pay-monthly car insurance in the UK, with some quotes above 50%. 15 million motorists pay monthly.
Travel insurance gets pricier and trickier after 65. Learn what senior travel insurance costs, how pre-existing conditions affect cover, and what a good
The FCA's final pure protection report (October 13, 2026) found no need for market-wide action on life insurance commissions, despite 220%+ first-year payouts.
Just got your first bike? Learn what motorcycle insurance costs for new riders, which coverage you actually need, and how to cut your premium without cutting
North Dakota approved 2027 ACA rate hikes up to 19% for individuals and 18.3% for small groups. What the increase costs, which carriers were cut, and 5 steps
What renters insurance covers, what it typically costs, and what first-time renters can safely skip. A plain-English guide for your first apartment.
What umbrella insurance covers, who actually needs it, and what it costs. The extra liability protection that kicks in when your car or home policy maxes out.
At least 3.8 million Medicare Advantage enrollees must find new coverage for 2027 as insurers exit markets; the average beneficiary's plan choices fall to 35
UK motor premiums are up 2.7% year-on-year, the first annual rise since 2023, per Defaqto's Q3 2026 index.
Oregon approved 21.6% rate hikes for 2027 marketplace plans as Providence Health Plan and PacificSource exit.
CMS published the 2027 Medicare Advantage and Part D Star Ratings on Oct 8, 2026. Humana regained 4 stars, Alignment's biggest contract slipped to 3.5, and
Smokers typically pay 2–3x more for life insurance. Learn real 2026 cost ranges, which policies fit smokers best, what counts as smoking (vaping included), and
Texas officials say home insurance filings averaged a 4.3% decrease over the past 90 days, and 4.4 million drivers are affected by auto rate cuts.
Need an SR-22 in Texas? Learn what SR-22 insurance costs (typically $500–$1,500 extra per year), who needs it, how long it lasts, and the cheapest way to file one.
State Farm is raising Illinois homeowners insurance rates 8% this fall, on top of 2025's 27% hike.
College students in Florida face some of the highest car insurance rates in the US. Learn typical costs, the cheapest insurers for students, and 10 ways to cut
On October 6, 2026, MassMutual launched Whole Life Guard 10 Pay and Whole Life 95. Here's what each policy does, who they're for, and how to compare.
Idaho finalized 2027 health insurance rates on October 6, 2026: up 12% on average. Open enrollment runs Oct 15–Dec 15. Here's what it means and how to save.
Buying your first home? Learn what home insurance actually covers, average costs by state, and which add-ons are worth skipping in 2026.
Thinking about pet insurance for an older dog? Learn real costs, pre-existing condition rules, exclusions to watch, and when insurance beats saving on your own.
Self-employed in the USA? Compare marketplace vs private health plans, subsidies you may qualify for, and smart ways freelancers lower their premiums.
Term vs whole life insurance compared with real cost numbers. Learn the differences, when each makes sense, and why most families only need term.
Under 25 and facing huge car insurance quotes in the UK? Learn why young driver premiums are so high, how black box policies work, and 10 ways to pay less.
New driver in Texas? See average car insurance costs, which insurers discount new drivers, and 9 proven ways to lower your premium in 2026.